Need help with Debt Elimination (UK law)?

The answer is yes, solicitors have won court cases for individuals. To answer Johnny's points, some companies can be expensive but the cheapest at the moment I think is ether �275 or �295. There are test cases that, if the judges find against the banks, will open the floodgates for claims against them. It will not affect your credit rating if you win because you cannot default on an agreement that is not legal. I used www.bdebtfree.info and was very pleased.